3 Ways to Earn Points Smarter
Earning points is great, but earning points strategically is even better. Here are three simple ways to maximise the value of every point you earn.
1. Know Your Point Valuations
Not all points are equal.
The same points can be worth up to 10× more depending on how you use them — which is why earning points intelligently always starts with one question:
How do you usually redeem your points?
A simple way to compare different uses of points is to think in cents per point (¢/pt):
Cents per point = (Dollar value of the reward ÷ Points used) × 100
Here are some common examples of point value based on redemption style:
- •Marketplace/Products/Gift Cards/Wine: Often around 0.5¢ per point
- •Domestic economy flights: Often around 1.5¢ per point
- •International economy, premium economy, business, and first: Often 2.0¢+ per point (and sometimes much more)
2. Compare Before You Buy
Don't just jump at the first points deal you see. You may have different deals available to you (for example, through Flybuys or Everyday Rewards). You can get the most points per dollar spent by:
- •Comparing multiple offers side by side
- •Seeing the true dollar value of each deal
- •Accounting for surcharges and fees
"A deal offering 500 fewer points might actually be worth more if it has a lower base price."
3. Watch Out for Minimum Spends
Many bonus point offers require a minimum spend. Before committing, calculate:
- •The total cost to reach the minimum
- •The dollar value of bonus points earned
- •Whether you would have made those purchases anyway
If you need to spend an extra $50 to earn 1000 bonus points worth $5, you're not really getting a good deal.
The Bottom Line
Don't assume earning points is always better than avoiding extra costs. Know your point value, compare properly, and watch for minimum spend traps.
Points Buddy lets you set a point valuation that matches how you actually use points:
- •Basic mode: Select a common valuation based on your typical redemption style
- •Advanced mode: Set your own personal valuation if you’ve calculated it yourself
Once your valuation is set, Points Buddy can compare deals consistently so you’re always comparing apples to apples.
Ready to earn points smarter? Download Points Buddy and start making better points decisions in seconds.